Travel insurance is designed to cover emergency situations only. Although there are hundreds of different plans on the market, when purchasing travel insurance you will probably only be concerned with one, or several, of the following 6 types of benefits: health insurance, trip cancellation insurance, lost baggage insurance, flight accident insurance and insurance for accidental death and disability.  CVIS, Inc. offers travel insurance for outbound Canadians, visitors to Canada, foreign students and worldwide travelers.